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To the extent that the user has any questions regarding the applicability of any specific information to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. This data is for illustrative purposes only and is purely hypothetical and should not be considered legal or tax advice. AHC Advisors makes no warranties with regard to the accuracy of this information, or the results obtained by its use. You are solely responsible for the results of the use of this information, and the appropriateness and accuracy of the assumptions that you provide. Please remember that past performance may not be indicative of future results.